How to complete full KYC process through the Paytm app and link your Aadhaar with Paytm!!

Hello Friend’s today I have brought new information for you guys todays in this article. So friends let’s talk about paytm full KYC, it is seen in the digital world right now every person is busy in his personal work. That is why we are not able to do our personal work in the right time, every person thinks that without going to complete their work while sitting at home , that is why people want to do all the work in their mobile or laptop. So today we are going to talk about how to complete your paytm full KYC at home and what will have be done for it ? So if you searching it on internet for very long time, then you are in the right place at this time because we have added in this article about paytm full KYC. Do not be exit without read the full article. So let's start this article without delay.



How to Verify full KYC of Paytm?

KYC (Know Your Customer) Verification has become mandatory for Paytm users too. A Paytm KYC customer gets many benefits. Those who have not upgraded Paytm Wallet. They do not get the special benefits of Paytm VIP Customer. If you also pay online with Paytm. So this KYC Guide is for you only. Because in this we will tell you how to do KYC Verification of Paytm Wallet? How to link Aadhaar card in Paytm? How to update your Paytm KYC?



Steps to complete full KYC

To become a full KYC customer, you need to complete in-person verification in any of the following ways: 

1. Aadhaar based KYC at your Nearby KYC Point: You can find nearby KYC points by tapping on http://m.p-y.tm/kyc on your smartphone or visiting this link on your browser. You may also tap on the ‘Nearby’ icon on the blue strip at the top of Paytm App Home page. You need to carry your Aadhaar and PAN* for verification. You will need to verify your Aadhaar biometrically. 

2. Aadhaar based KYC at your Doorstep: This is in pilot phase and has been rolled out to limited users in select locations. In case you are part of the pilot exercise, you will find this option by tapping on http://m.p-y.tm/kyc Else, you may visit the KYC point nearest to your location. 

3. KYC without Aadhaar: This facility is available only at select locations as RBI guidelines require verification of original documents to be done only by our employees. You can find the schedule of our employees by going to http://m.p-y.tm/NoBiO. You will need to provide your PAN* and any ONE of the below Govt. issued Address Proof documents in original: Driving License / Voter ID / Passport / NREGA Job Card. 

*In case you don’t have PAN, paytm representative will assist you in providing a Form 60 declaration as per RBI guidelines. 

Some important points to note: 

  • In addition to Aadhaar & PAN, our representative will also click your picture from our authorized KYC Android app. Some additional details around parent & spouse name, occupation and income are also needed as part of CERSAI and RBI guideline
  • Currently KYC can be done only for Indian citizens, Indian residents and Tax residents of India and of no other country who are above 18 years of age. We will be enabling KYC for minors & foreign residents soon
  • You can choose to use full KYC for upgrading your Wallet & Opening Savings Account, only upgrading your Wallet or only opening your Savings Account.



Benefits of linking Aadhaar with Paytm account

  •  Aadhaar linked Paytm users can seamlessly transfer money to other wallets and bank accounts and their wallet limit will increase to Rs-1lac
  • Only such users can open a savings account with the newly launched Paytm Payments Bank and earn interest on their savings
  • Also, there are many exclusive offers as well

Importance of linking Aadhaar:

  • The Aadhaar is a mandatory document as per regulations of the Government
  • Regulations of the RBI Guidelines for any company that deals with the money of customers
  • It is done to prevent identity theft, financial fraud, money laundering and terrorist financing 

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