Pradhan Mantri Fasal Bima Yojana was launched on 18th Feb 2016 to safeguard the farmer’s interests across the country. PMFBY is a crop insurance scheme that facilitates the farmers to claim their insurance at times of adversity, such as natural calamities, pest attack or crop diseases. The scheme is a combined effort of both the Central and State government. “One Nation, One Scheme” is the main motto of the scheme and hence all other crop insurance schemes have been declined
Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
Pradhan Mantri Fasal Bima
Yojana Online Registration Process
Forms for
the Prime Minister Crop Insurance Scheme (PMFBY) can be taken both offline (by
going to the bank) and secondly online. To fill the form online, you can go to
this link- http://pmfby.gov.in/
If you
want to take the form offline, you can go to the nearest bank branch and fill
the form of Crop Insurance Scheme (PMFBY).
Documents Required for PMFBY
Interested farmers
must prepare the following list of documents beforehand. All the documents
produced should be authorized by the concerned signatory department.
- Farmer’s ID Proof
- Residential Proof
- Supporting Land Records
- Proof of crop sown in the field
- Cancelled cheque
Step to Apply Online
Pradhan Mantri Fasal Bima Yojana Application Form 2021
Registration:
Step 1- Visit the Official
Website Pradhan Mantri Fasal Bima Yojana i.e. https://pmfby.gov.in.
Step 2- On Homepage, you have
to click on the registration Link.
Step 3- Registration Form
page will displayed on screen.
Step 4- Now fill all the
information asked here will have to be corrected correctly.
Step 5-Click on the submit button
and after that your account will become official website.
Application Form:
Step 6- Next Step, you have to log
in to your account and fill the form for crop insurance scheme.
Step 7- Finally, you have to click on the
submit button, after which you will see the message of successful on your
screen.
How to check PM Fasal Bima
Yojana application status?
Step 1- Visit the Official
Website Pradhan Mantri Fasal Bima Yojana i.e. https://pmfby.gov.in.
Step 2- You will see the
option of Application Status on this home page, you will have to click on this
option.
Step 3- Now, Application
Status Page will be displayed on the screen.
Step 4- On this page, you
have to fill your Reciept Number, then enter the captcha code, after which you
will have to click on the Search Status button.
Step 5- After clicking, you
will get the status of your application.
How to calculate Insurance Premium ?
Step 1- Visit the Official
Website Pradhan Mantri Fasal Bima Yojana i.e. https://pmfby.gov.in.
Step 2- On this home page you
will see the option of Insurance Calculator. You have to click on this
option.
Step 3- Insurance Premium
Calculator Web Page displayed on the scree.
Step 4- On this page you will
have to select some information asked such as crop selection, year, scheme,
state, district, crop etc.
Step 5- After filling all the
information, you have to click on the Calculate button.
Step 6- Finally, In this way,
you can calculate the premium.
How to file
a complaint?
Step 1- Visit the Official
Website Pradhan Mantri Fasal Bima Yojana i.e. https://pmfby.gov.in.
Step 2- On this home page you
will see the option of Technical Grievance. You have to click on this option.
Step 3- On this page, you
have to enter the name, mobile number, email id, and comments.
Step 4- After filling all the
information you have to click on the submit button.
Step 5- In this way, you will
get a complaint.
Process to know State wise
farmer details
Step 1- Visit the Official
Website Pradhan Mantri Fasal Bima Yojana i.e. https://pmfby.gov.in.
Step 2- On the home page you
have to click on the link for the report.
Step 3- After this, you
have to click on the option of State Wise Farmer Details .
Step 4- As soon as you click
on this option, the Farmer Details list will open in front of you.
Step 5- You can download any of the year’s Farmer details, and you can check it.
Required Document for Pradhan Mantri Fasal Bima
Yojana
Important Document to Apply
Online
- A photo of the
farmer
- Farmer’s ID Card
(PAN Card, Driving License, Voter ID Card, Passport, Aadhaar Card)
- Farmer’s Address
Proof (Driving License, Voter ID Card, Passport, Aadhaar Card)
- If the field is
your own, keep the paper of its Khasra number / account number together.
- The crop has
been sown in the field, proof has to be presented.
- As a proof of
this, farmers can get a letter written from people like Patwari, Sarpanch,
Pradhan.
- If the crop has
been sown on rent or on rent, then copy the copy of the agreement with the
owner of the farm.
- The account /
Khasra number of the farm should be clearly written in it.
- In the event of
crop damage, it is necessary to put a canceled check to get the money
directly in your bank account.
Pradhan Mantri Fasal Bima
Yojana Eligibility Criteria
Beneficiary Guidelines
- All the farmers
of the country can be eligible under this scheme.
- Under this
scheme, you can insure the farming done on your land as well as you can
insure the farmland taken on any borrowed land.
- Those farmers of
the country who are not availing any insurance scheme earlier will be
considered eligible under this scheme.
PMFBY Major Benefits
Beneficiary Benefits
- To provide
insurance coverage and financial support to the farmers in the event of
failure of any of the notified crop as a result of natural calamities,
pests & diseases.
- There will be a
uniform premium of only 2% to be paid by farmers for all Kharif crops and
1.5% for all Rabi crops. In case of annual commercial and horticultural
crops, the premium to be paid will be only 5%.
- The premium for
insurance of cotton crop was Rs 62 per acre last year, while it was Rs
505.86 for paddy crop, Rs 222.58 for millet and Rs 202.34 per acre for
maize.
- Under the PM
Crop Insurance Scheme, insurance will be given for the losses of farmers
in their crops. If the crop of the farmer is destroyed due to natural
calamity, then they will be given the benefit of this scheme. Farmers
pay a 1.5 percent premium to the Rabi crop for 2 percent of the Kharif
crop.
Key Features of PMFBY
Scheme
Scheme Feature
- Pradhan Mantri
Fasal Bima Yojana are provided crop insurance at a low premium.
- The central
government and some state governments contribute some part under this
scheme.
- The scheme has
accumulated a premium of Rs 13,000 crore in the last three years, but when
the natural calamity came, the farmers received 4 and a half times the
premium as compensation of about Rs 64,000 crore.
Coverage of the Risk
Following
stages of the crop and risks leading to crop loss are covered under the Scheme.
- Prevented
Sowing/ Planting Risk: Insured area is prevented from sowing planting due
to deficit rainfall or adverse seasonal Conditions.
- Standing Crop
(Sowing to Harvesting): Comprehensive risk insurance is provided to cover
yield losses due to non- preventable risks, viz. Drought, Dry spells,
Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and
Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and
Tornado.
- Post-Harvest
Losses: coverage is available only up to a maximum period of two weeks
from harvesting for those crops which are allowed to dry in cut and spread
condition in the field after harvesting against specific perils of cyclone
and cyclonic rains and unseasonal rains.
Exclusion of the Risk
The
insurance cover will not be applicable in the damage of crops due to any of the
following reasons.
- War &
kindred perils
- Nuclear risks
- Riots
- Malicious damage
- Theft or act of
enmity
- Grazed and/or
destroyed by domestic and/or wild animals and other preventable risks
shall be excluded.
PMFBY
Mobile App
(i) Apply for PM Fasal Bima Yojana
(ii) View and Download PDF of the policies
(iii) Before applying for the scheme, you can calculate the Insurance Premium
(iv) Track your application
(v) Report Crop Loss
(vi) Helpline number
(vii) General FAQs
PMFBY Helpline Number (Toll Free) & Report
PMFBY Helpline
All the queries and issues related to the Pradhan Mantri Fasal
Bima Yojana and Crop Insurance Scheme portal and app will be resolved by the
PMFBY officials. If you have doubts regarding the scheme, the application
procedure or others, you can contact the concerned authorities through their
email. You can write to them at [email protected] with
your questions.
To get
more information related to the scheme, phone number – 01123382012
helpline number – 01123381092
PMFBY Guidelines PDF
The detailed revised guidelines of Pradhan Mantri Fasal Bima Yojana can be downloaded in PDF format using the below given links.
PMFBY Guidelines – Revised (English): https://pmfby.gov.in/pdf/Revised_Operational_Guidelines.pdf
PMFBY Guidelines – Revised (Hindi): https://pmfby.gov.in/pdf/Revised_Operational_Guidelines_Hindi.pdf
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